Mumbai vs Surat

Cost of living comparison — which city stretches your money further?

Mumbai

India

25.8cost index

Mumbai is 74.2% cheaper than the US average.

More Affordable

Surat

India

18.2cost index

Surat is 81.8% cheaper than the US average.

Price Difference

41.8%

Mumbai is 41.8% pricier than Surat

Salary Equivalent

1.42x

If I earnin Mumbai

I need approx₹70,543in Surat

Mirror Your Salary

Expat & Relocation Essentials

Moving between Mumbai & Surat?

Trusted global services to manage international currency, healthcare, housing, and digital security.

Expat Account for Mumbai & Surat

Manage expenses seamlessly with local bank details and instant transfers across India.

Travel Medical & Expat HealthSafetyWing

From $45/month

SafetyWing Nomad Insurance in India

Flexible travel medical insurance covering emergency medical expenses, hospital stays, and travel delays in Surat and 180+ countries. Extend or cancel anytime.

Relocation Stays & ApartmentsBooking.com

Verified Stays

Relocation Housing & Stays in Surat

Book verified apartments, aparthotels, or initial relocation stays in Surat. Flexible cancellation and best rate guarantee across India.

Cybersecurity & Banking AccessNordVPN

30-Day Guarantee

Secure Home Bank Access from Surat

Many national banks flag foreign IP logins from India. Maintain seamless encrypted access to your home financial accounts and bypass local geoblocking.

Understanding the Mumbai vs Surat Comparison

The cost of living comparison between Mumbai, India and Surat, Indiahighlights the economic differences between these two locations. With Mumbai at an index of 25.8and Surat at 18.2, the data shows that Surat is significantly more affordable for the average resident.

When moving or traveling between these cities, it's important to adjust your salary expectations. A salary in Mumbai does not have the same purchasing power as the same amount in Surat. Our Global Mirror tool helps you visualize this difference by "mirroring" your current lifestyle in the target city.